I'm a LO working at a mortgage broker in Orange County and many of our lenders have pulled their HELOC products since COVID-19 has started.

@Nicolas Franckenfeld That almost sounds like Verde Lanes.

It alos carries insurance. 

@Jay Dean  In order to sell via a LO in TX, you as the owner must have fee simple title, which I have to assume you do, since that is how we hold title in TX.If you have a mortgage, you will need to give the TB the mortgage information, as well as send the lien holder an Auth to Release info form so the buyer can confirm the mortgage info. 

Love what you do to make money at your JOBhang out with doers and not talkers, have a good team of money contacts and REI services people (e.g. agents that own rental properties)learn private money and OPM (read trustetc.com), walk through 200 open houses and track sold prices, know market rents by talking to property managersfind a good RE CPA that knows rentals at your REIAfind a good RE Eviction Attorney at your REIAKnow how to construct a Wholesale offer, a CFD offer, a LO offer, a Wrap - AITD offer (not all are available in every state)Know your landlord tenant lawLearn how to go give a speech (www.toastmasters.com)Learn how to write a blogLearn how to door knock and offer a Letter of IntentLearn how to prospect, present, sell and close (Tom Hopkins, Zig Ziggler)Get referrals and send Thank you cardsRead "Swim with the Sharks" by Harvey McKayAnd be patient!

I love Ray Alcorn, a real deal maker, old school.Also, I met Anthony Chara at a Los Angeles REIA http://anthonychara.com/index.phpWonderful guy, great website, teaches private money-seller financing for apartments.My 2 cents.

I have some good contacts for building your team in Birmingham, AL and Kansas City, MO if you need some support.o Cincinnati, OHo Cleveland, OHo Birmingham, ALo Indianapolis, INo Memphis, TNo Southhaven, MSo Baltimore, MDo Abilene, TXo Kansas City, MOo St.

I mainly work with investors so haven't done any 203k as an agent but when I was a LO we did 203k streamlines.

I'm currently enrolled in a Los Angeles public library free online course in real estate investing- that's how I found out about Bigger Pockets.

Take a look at Isla verde, condado, Santurce and Old San Juan.