Most HML are smaller shops that are owner operator .. the owner operator will be very very versed at the market and will actually guide you so you don't make a bone head purchase  IE they won't lend on it because its not a good deal..Most website on line lenders will frustrate you @Jacklyn Cheatham I would not take this person advice... 2 posts and only recommends one lender who she is probably affiliated with... careful on BP about lender scams.

If your target market are students, this may be a good option.. but you do need to be affiliated with that college/university (student, staff, alum, faculty, etc) to post on those groups.  

I have no affiliation with any of the sites/organizations mentioned above. 

(and I'm not affiliated in any way, lol, just had a good experience with them)

(no affiliation).

Just be careful of all the online lease form sites that aren't affiliated with an association for rental property owners.  

Banks have affiliate lenders, generally in their regional area that they particpate with.

I am sincerely just trying to comprehend this, it's her business model I know. 

I still can’t comprehend how the average person can afford to pay rent or buy a house there

His LinkedIn page is: https://www.linkedin.com/in/hendrie-grant-08735b7/As a disclaimer, I have not affiliation with him of any kind and have not used him.