I called the County Office in my county here in SC. I

It's amazing how much you can do with a smartphone, decent wi-fi, and sweet-talking someone into letting you scan some documents!!

So it sounds really simple but it raises a big question... what if the market tanks and you can't get that necessary re-fi when the balloon is due?

Don't be the guy that turns an old article into a new and recent article:http://articles.latimes.com/2008/aug/02/business/fi-arrest2

Charleston SC I bought that lot for 500k cash built that house and sold it for 2.2 mil you can do the math but that one project its worth 10 years of wholesaler fee's LOL .. so not really worried about the competition at the wholesaler level.. and my agent made 80k representing me on it. and the buyer drove by and bought it while it was under construction.. 

A cash out re-fi of 80% LTV would put it at $84,000.

@Will F.  I

most hard money lender are looking to be in the first position (lien) verses in a second position like with the 20 portion of the 80/20, they also do not like high LTV loan (100% in your case).Next you will have the problem of re-fi so soon after the purchase which will be easy for any bank to find the transaction and be able to tell exactly what you paid for the property.

How long until you re-fi out? 

Hello, Looking to re-fi my home and extract equity in the process.