The presence of this material has increased the number of water damage claims, which raises risk—and rates.

For other demographics tech/engineering has some presence in the market so close to engineering companies or big engineering projects may be a niche.

But I drove through the area and it struck me that this could be an up-and-coming part of Oleander judging by the residents and the presence of many flips in the surrounding area. 

that's pretty much where my head is at these days and looking at building an online presence.  

Single family home in a town with 110,000 population (Texas town) Military base presence with a Public University.

Outside of that, the Waynesboro/Greencastle area is solid but the population and job markets is much lower than that of Hagerstown/Washington County.Thurmont is more backwoods and there are rumors that there is a strong racist group presence in the area (just rumors though).

I've seen many agents brand their names (johnsmithrealtor.com), but I suppose my preference is to keep my company name and logo (since my website and social media presence are all done).

Most cigarette filters are composed of cellulose acetate, a form of plastic.

The risk appears very low given the guarantee (the presence of the auth), so I would think the interest rate could be fairly low as well.

Hi @Josie Stephens - I have been listening to the Rent to Retirement podcast recently and they have a big presence in the Akron market and I even saw some of the renovations on those properties and they are turnkey ready.