A lot of folk will say pay off the principal, but I am of the opinion that there is a point where accumulated investments outperform a free and clear house.

I really envy your time management to have accumulated that kind of portfolio and spend so much time here on BP---and I believe you still have a FT job no?

When refunding a tenant's security deposit are landlords required by CA law to add to the initial security deposit amount any accumulated interest?

Hello all, I've been reading archived posts here for a while and decided to join. This is my first post (on any forum ever).

Quick background:
I am 27, married, no kids yet. I work in commercial construction and ha...

Some more awards based on accumulating votes would be a pretty cool award.Maybe 500 votes or something.

Yes, it takes time and effort to accumulate that knowledge, but how are you going to truly evaluate your note deals, if you don't understand the underlying principles, markets, drivers, strategies?

This is actually great, however...2 - Flipping gets you $53k in hand..right now.3 - Looking at #1 and #2 together, it will take you over 7 years to accumulate $53k...if you have no problems holding over those 7+ years.4 - Doing as I suggested, gets you this very same deal...plus another identical one. 

Even if all you can contribute is $2-4K, it is worth it.By comparison, if you were to start with the same $54K of Roth savings at age 35, you would only accumulate $580K. 

If you can't use your losses year-to-year they accumulate and in the year you sell they become available for use. 

There are deals from motivated sellers and long term pipeline that accumulates with time for sellers that want to sell in the future.Good luck and feel free to reach out if you have any questions!