I am using an Inflation Hedge strategy (simulates interest rates rising so when I renew I will be used to paying the higher rate except interest has not gone up so all extra goes on principal). 

(Several different sources HELOC, SAVINGS, PERSONAL LOAN.The options :HELOC - I presently have this already in place but it will expire in January I can renew but only at a higher interest rate of abouta percent more but if I do it the plus is my equity available will increase by at least 30% and I have the option of choosing a different lenders to get the best terms.PERSONAL LOAN _ I want some advice on where to get a decent rate and longest terms most important longest term, the longest I got so far is 7 years that makes for a hefty monthly payment as most of the funds I am using comes from this source, it increases my risk.

I am US citizen living in Israel and currently own and landlord a triplex and single family home here.Recently I have become very interested in investing in the US.

This unit is currently being rented as a "music studio".

With that said I am using a realtor with my current flip.

I am using the online version for my rentals.

I recently exited the Army and am using my MGIB to go to school.

The reason I am using FHA is because I was not able to get conventional financing at 5% down for 2 units.

She took 1/3 of first year savings as her fee.This is why I find it amusing when people talk about appealing the taxes on a house in Cuyahoga County on a flip that they are working on.

I am using this as my purchase price as I don't think there is much room to get more of a discount.