Just guessing but could it be that these homeower's lenders modified their loans, throwing past due balances and legal fees on the back end and charging fees for the processing of that modification?

However, these guru contracts are basically useless as they need to be modified by a real estate attorney licensed in your state.

Altimatly if the deal is great and you buy it, you can try to modify the loan and ask the borrower to sign a modification note.  

I know that there have been a few cities in Utah Co and Salt Lake Co that have been modifying their laws regarding STR or vacation rentals in the last couple of months.

Is there a version of this spreadsheet that can be modified for individual use?

Plus, now I have at least one builder out there that knows my name and that I am willing to modify my numbers to make deals happen...

Modify comps appropriately if they don't match exactly.Verify the rehab with your own contractor or get good at estimating yourself.Do the math, then do it again just to be sure.

I'm looking for a boiler plate modified gross lease I can use.

I'm going to have a VA start working for us next week, based in the Philippines.Does anyone know where I can find a sample real estate virtual assistant agreement that I can modify accordingly and send to the new VA?

My strategy is to reinstate the loan, modify the loan to help the borrower, REO if they cannot or DIL, Rental if it gets to that point.2.