yes, never misrepresnt about any insurance (home, rental, health, life,etc)   insurance companies share a database with that info and it will be nearly impossible to get insurance if you are not completely honest.We use state farm for all our personal and biz insurance and while they are not the cheapest by any stretch of the imagination, they will cover a claim and not drop your coverage for a claim.   

Built my own database of comps.

I searched the BP HML database and only came up with 1 result (in CT).

Those types do not get the time of day.I have a full time office person in my building where we have our own database of developers,direct owners, other brokerages, and property management companies to source off market properties from.

As far as criteria, you want to filter your database such that there is enough equity and the potential for motivation.

I own a company which matches renters to available properties, and I keep a large database as well as work with Wichita State University on current rates.

As you database all these properties and owners you'll learn the market and learn what buyers are willing to pay for.Make more calls and database, you'll soon learn what a piece of dirt is worth.

BP has a hard money lender database, search through that and I'm sure you'll fine more.

Once you get the overview in underwriting, just keep doing it over and over until you can get a database on what rent and costs are in your market.

They've been properly reported in the relevant county databases for *many* months now.