Furthermore, if the tenant had the means to pay the Landlord AND that could be proven in Court, the Landlord should be able to win a judgement on future income after the Pandemic.Only IF the tenant was both affected by Covid-19 AND they did not have enough Savings OR enough UE / Federal Boost would they be allowed to stay until the Landlord get's paid.At the same time, the Landlord should have been able to take the Covid-19 Hardship Waiver from the Tenant and give it to their Municipality so that they stop paying Property Taxes and Building Utilities as well as the Bank's Mortgage.The Gov'mit should have allowed the Landlord to put a lien on the Assets of the tenants who owe rent right away until the Gov'mit is able to pay the back and future rent.This is an extremely one sided help for the Renter and disaster for the Landlord.The problem is always that these laws could have been worked out in such great ways for the Majority, both Tenants and Landlords, if only the Politicians would just think several steps ahead instead of just ONE.This is EXACTLY why, when I do buy properties in Liberal NYC, the epicenter of Liberalism, as long as my Portfolio of Properties can be steered away from the mess of the unintended consequences of bad politics.I also now have the added advantage of having NONE of my properties affected except for minor leaks during the Hurricane IDA historic flooding.Sometime after the Pandemic, I may convert all my Multi-Family properties to Condos and sell it all as it will be the highest appreciation I will see at any point of time in the 24 years I have been buying NYC properties when considering that I have easily survived the Pandemic and Hurricane IDA.What we need to do is to try to buy investments that can withstand the Long Arm of the Laws that are passed by Liberals who just make it worse for everyone, including their constituents, the Renters, who will suffer from much higher rents in the future.

One last thought, I steer away from fixed rates because many of them require a principal portion to their monthly payments, making my monthly costs higher than if it were an interest only draw.

I'm not sure how that math works out based on your debt to income ratio vs. the price of housing options where you live, but house hacking to eliminate your biggest expense (housing) is where I would steer you if it is an option.

One thing that steered me away was the taxes as well and other hiddens fee's.

I am here to network with individuals that can steer me in the "right" direction to help achieve my goals.

"I want to put my money to work" If you really want to put your money to work steer clear of SFHs, cash flow is terrible, expenses are very high as well as the high risk associated with a 100% vacancy.

We all learn from each other.College can help steer you toward what you want to do with the rest of your time.

Even in the first sentence, it seems. " If you’re looking for your next rental investment, you’ll probably want to steer clear of any major tech hub." 

With all cities there are areas to steer clear of (e.g.

I've steered away from the lease options.