SOS website shows lien is attached to solar equipment only but the lender is requiring to deal with the solar lien for title transfer.my idea;transfer lien to surety bond ---------------go through mortgage and title transfer -----------------------transfer back lien to property or panel discharge.

I put roughly 13k into it removing wall paper, wood paneling, replacing a drop ceiling in the kitchen with a dry wall ceiling, refinishing hardwoods, adding lighting, and updating some plumbing.$1100 in rent for a 60k property might sound great, but property taxes on the house are roughly $300/month, so its not as lucrative as it might sound, plus the 13k rehab out of pocket is more than my down payment so it cuts my ROI in half.

Just to be clear, you're not talking about a different kind of construction for pre-fab, like SIPS panels, you're just speaking about building the same 2x WD walls in a factory, right?

They often require expensive upgrades such as sprinklers (~$10k), energy efficincy upgrades like expensive windows, insulation, solar panels, HERS rating requirements, etc.

There is a type of wallpaper, called "liner paper", that's made for covering wood paneling. 

If your "gut" is to be extensive enough to need to remove the electrical entrance for an extended period, you can have the entrance moved to a temporary mast on the property ... perhaps even with an panel (may need to be sheltered to comply with local code) to provide electricity on-site.The other alternatives are to 'pay a neighbour' to be able to run a few extension cords from their property or use a generator.

In any event, retail price will probably end up being $220k, hvac $7k, roof $8k, new elec panel, branch circuits to kitchen, kitchen remodel, bath remodel, ceiling removal, int/ext paint, windows, etc another $40k.

Also, I wonder why modern day homes do not have a separate mini panel for emergency lights that come on when flipping off the circuit breaker?

Property assessed clean energy (PACE) is a financing program that provides property with cleaner, more energy-efficient, and more financially-wise material such as LED lights and solar panels.

What does another two meters and probably an electric panel cost?