even 5 years ago numbers weren't even covering 80% of the mortgage in Grandview with how high these were going for.

A "kiddie condo" is the concept of buying a residential property with "owner occupied" rate financing made possible by having an adult child living in it, if only while they're in college or single.

The primary lender sold the promissory note but kept the mortgage.

I was also getting credit card balance transfer offers at 0% promotional rates for a year to a year and a half and I started transferring my HELOC balances to the promotional credit cards.

Good morning @Joshua MartinGreat thing about a VA mortgage is you can do an IRRRL even after you have moved out of the property!

Tiny homes and many manufactured homes are not considered real property so loans on those will not be mortgages but you might look at a SBA small business loan.I am assuming the zoning will allow this kind of operation.

I think the rate for 30 day delinquencies slightly fell and remains very low historically.The problem with these types of articles is they just state numbers without comparing them to what the prior numbers are.

They both are paying for closing costs.Bank of America:first 10 years principal and interest payments 4 x fixed rate for withdrawalsthey say could be done in 10 days!!

Consider that interest rates are now double what they were in 2020 with investment properties (especially a four-plex 6.5 at least) and the new cost of the buildings.

This is going to bring my mortgage payments to around $2.3k per month.