. :)More and more businesses are putting down roots in Valdosta as the city expands, so I'm guessing rents will only go up in the next several years.

Maybe it was a deep-rooted fear of failure.

I have not taken a look at the house in person yet and I don't know what the root of this damage is.

The company operated in Houston, TX until 1986 when Gary decided to return to IL and his family roots.

My income dwarfed the old secure government job until the worst real estate depression in history took root and then my REI lost me more money in two years than most people make in a lifetime. 

Good to see people going back to their roots and adding value to their hometowns.Best of luck!

This is the root of ATR, ability to repay, that there's full doc proving a DTI  and the borrower agrees they can afford the mortgage.  

For example in my city some older outside plumbing pipes in the 70's and earlier are clay and tree roots can grow into them.

We started this the grass roots way and have fought our way up.

You will need to do some selective demo to open up the area in question to get to the root of the problem.