Yeah, you are most likely going to have to go outside of the standard residential mortgage that gets sold on the secondary market because not only is it much tougher to get a loan after you already have 4, but there is no way around the income problem because that is part of the standard documentation.What you need to find is a bank that is going to keep the mortgage on their book or go the commercial route because they can then add back in the interest and depreciation that is skewing your numbers.

So the deals might be tougher to come by.

When you have 20% of your own cash invested, it's a little tougher for you to walk away.Remember, banks wants consistent payments, not properties (even if the properties are below market value).

You'll mostly likely find that there are a handful of agents who are doing 90% of the listings -- these are the agents you want to call.If you're looking for a short sale agent, that's a little tougher, but you can find them.

I think REOs are even tougher than individual sellers.

In my opinion, gut rehab of a historic property was tougher than new construction.

Once you get past a certain stage, it becomes much tougher to listen while others tell you what to do - but that's an important part of the process.

., there was no interest charged, can be done for quick deals, longer term is another story and the IRS has imputed tax rates when interest is not charged, so when the seller finds that out, they may not be happy which could make things tougher down the road.Much has changed, read up on loan servicing for issues.

If that is what you are saying, that idea makes me nervous as it makes it tougher to track gains/losses/etc for that individual property.Also Rob, how do you know when its considered "enough" in order to start xferring to another account?

But, as the facts unfold, if you are found to have been dealing from a predatory position, you'll lose your interests as well as being taught a tougher lesson with fines and perhaps visits to the probation office.