You can definitely integrate Zelle/Venmo into your systems but there's easier ways. 100% agree with this explanation BUT I think there is a sweet spot not mentioned. 

Quote from @Eric Prescott: Yes, I understand that appreciation often means less cash flow and good cash flow typically means weaker appreciation, but there is a sweet spot where there is decent appreciation and sufficient cash flow to cover expenses so that the property pays for itself, and that is what I'm honing in on. 

Both are well kept, in a prime spot, with great rental demand. 

Best thing to do is be alert and try to stay away when you spot potential sign of trouble coming your way.

Nathan is spot on.

@Chris Packer Chris, Gino is spot on.

Eventually, you will see a property pop up that is an outlier in your favor, and you will be the only person who knows that market so well as to be able to strike quickly.The 1% rule had a value at one point, maybe as a screening tool, but it could never compete with the specialist who has done the reps.This is spot on. 

You are in a great spot to re-start your journey, especially with the help of your VA benefits and service to your country.

You are in the same spot a lot of current homeowners are in.

But first let's find the sweet spot!