Would be happy to chat if you have any specific questions.

Do you include specific clauses in each of your subject to deals spelling out exactly how insurance on the property will be handled?

All situations are specific to individuals.Our best wishes and empathy go out to those LA individuals and communities.It’s been about 6 years since one of our storage locations was flooded for about 4 months.  2 feet over the roof.  

We liked the idea of partnership on a bigger project with the specific MTR strategy in order to increase NOI and exit in 3-5 years.

That said, if you have a very specific issue, please contact support@biggerpockets and perhaps they can assist you.

Have you looked into any specific states yet, or are you still exploring options?

Talk to your attorney, and if you dont have one, get one - as @Ken M. said, this is highly specific to the state and the circumstances.

Specifically I could add a French door to a room to make it a bedroom.

Additionally, the frequent zoom meetings help provide new opportunities to learn with the group, network, and get specific answers for your questions. 

Other sites that can be successful included Facebook (specific groups you are targeting like traveling nurses or 5th ward housing, etc), Airbnb/VRBO (30+ day stays) and insurance placements like ALE Solutions.