I am not a fan as it would not give a homey feel or look.Anyway, I would love to hear cost-effective ideas for either the long term, short term, or both.Thanks for your time.

Just sayin.. if shoe is on the other foot and your running credit on someone and dont realize its not real ?? 

I'm not a fan of the Oxford House Moedl-they need structure and accountability.

If its' long term appreciation (which I'm personally not a fan of betting on) you can look at it as, if you put a small 3.5% down payment using FHA or Fannie Mae, and your property appreciates on average at 3% a year.

However, it’s important to maintain enough liquidity for unexpected repairs, vacancies, or other expenses across your existing portfolio.If I were in your shoes, I would likely lean towards reinvesting in a way that balances both cash flow and appreciation.

I believe it's a really expensive fixture vs the ceiling fan. 

Big fan of Dallas & Houston -- what's your target annual returns on an investment property?

I agree though, I am not a fan of being forced to open bank accounts to use features, and so I certainly have no interest in Stessa's cash management nonsense.

Normally I'm not a fan of selling, but I would ask if this property cash flows.

I'm a big fan of Dallas/Houston -- the strategy you pursue should be dependent on the property management resources you have in that market & your appetite for property maintenance (higher for STR's).