I am eager to start but can't get around the glaring issue of not having initial capital so I was wondering if there are any methods you guys would use to raise capital if you were in my shoes or is it just time to put my head down and put in long hours? 

Now I am wearing the other shoe and it’s nice.

We are big fans of the content and are looking to learn as much as possible. 

I'm fine with the money down and shorter term but the higher rates and the ARM I am not a fan of in general.  

I'm not a fan of buying a short term liability (no cash flowing property) in hopes of long term gain through appreciation. 

They called the office asking for us to buy them new shoes.

That being said, I'm a big fan of Zillow Housing Data.

I’m a huge fan of keeping things simple since it takes me longer to understand complex topics, especially taxes.

If I am in your shoes I would buy 2-4 units, get a conventional loan, ask the sellers to pay for the max contribution (3%) towards closing costs.

Quote from @Amir Rahmani: Either laminate or vinyl flooring would be a good choice. since it's cheaper I’m not a fan of carpet at all, especially for rental properties.Thank you for your comments, Amir!