@Alejandro Martinez we have done loans for several Canadian clients that purchased in the US.

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

I am a little late to the game and have been told several times throughout my adult life to invest in real estate, but I ignored the advice.

I've had several HOAs and just like property management companies most aren't worth it. 

There is also podcastguests.com as well as several facebook groups where you can find people to get on other podcasts. 

Building confidence, a plan, and understanding your risk tolerance are all keys to success. 

Several of the contractors offer helical piers but don’t seem to think they’d be a more cost effective option - we can directly ask about this again.  

You could also try to find a seller who wants to do seller financing and take a risk on you, which would be challenging to find.

I also know of several law firms who have not been paid in over a year then will not work for them any longer.  

The terms may be more favorable, if you are just starting out a bank maybe nervous to do 3 at once, therefore their perceived risk will likely be reflected in less favorable terms.