Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10,000+)
Account Closed Thoughts on using cash or HELOC for down payment on investment property
7 January 2025 | 1 reply
Hi BP community - I'm an investor with 3 SFHs in the Nashville area looking to acquire my first small multifamily property (2-4 units).I'm trying to determine the best approach for the 25% downpayment, comparing using cash that is currently sitting in a high yield savings account to funds from a HELOC on one of my properties.
Michael Velez Beginner Real Estate Investor
24 January 2025 | 13 replies
PM me you're number if you'd like.I don't have any "opportunities" or property for sale or rent at this time or anything else to offer other than info based on my experience.
Rou Odab Opinion Needed ASAP
24 January 2025 | 7 replies
Numerous times I have been able to think through an issues that arose on a construction site and saved the Owner by proposing an alternate route to resolve it. 
Eli Edwards Course feedback or insight from Vetted Homes
19 January 2025 | 7 replies
I do see how the knowledge could likely save me the equivalent in mistakes but none of us have a crystal ball.
Mary Holland Hey everyone! Has anyone here gone through the application process for DSCR loans?
1 February 2025 | 8 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).
Daniel Baker Questions to ask.
1 February 2025 | 9 replies
What real estate tax saving strategies have you utilized with other clients?
Jadan Williams Need advice on what to do with Up to 200K
30 January 2025 | 19 replies
Lots of info out there.  
Ella Marie New and ready to learn hands on
31 January 2025 | 9 replies
Quote from @Jaycee Greene: I am currently saving so the lower the better just for my time being Quote from @Ella Marie: Hello I'm new here and I am more than excited to get started in the real estate business.
Jaren Taylor Financing Apartment Deals
30 January 2025 | 6 replies
(Granted, I am not factoring in various fees that may be saved by financing at acquisition).