The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I've asked this seller for any documentation he had and he's yet to provide anything.

I'm a local youth pastor in MN and I'm looking into getting started in real estate so that I can provide extra income for my growing family.

Just given the information that you provided, I would say buying a house where you can rent out rooms or a separate apartment is a great way to start.

Unfortunately, I think you should eat the cost on this.If you have a door that can lock, you should provide the key.

An approach that we use is to provide value to the homeowner - especially to distressed homeowners.   

Hi Vijay, Can you provide pics, the zip code and numbers so readers can evaluate your deal? 

Clear office, Sheriff’s office, and law firm associated literally didn’t provide any information. 

Make sure to provide clear disclosures to the seller about the risks involved, especially regarding the existing mortgage staying in their name.Insurance Considerations – You’ll need to work with an insurance agent who understands sub-to deals, as the lender might require a policy that keeps the seller as the named insured.Due-On-Sale Clause – While banks rarely call loans due, it’s still a possibility.

As far as benefit to the seller goes, @Matthew Paul I think you are probably right on the money and regardless of whether they would have preferred to stay in this house rather than move, it is likely providing them some excellent cash flow; and I'd be hard-pressed to come up with a deal that serves both parties better than the current situation.