Then, that score "expires" because credit info changes constantly as people use (or abuse) their credit.

Some are extremely vague in the authority they give committees which generally leads to abuse.

That's considered "neglect" or "abuse" and I would seriously consider charging the tenant for at least a portion of the repair.In the future, you should only renew after a complete review of the tenant's payment history, communication, care of the home, etc.

Boeing once had their headquarters in Seattle and determined that because Seattle abused the company by taxation and restrictions, Boeing moved to Chicago claiming that Chicago was the "center" of their market.

There's been a lot of attention recently on a few landlords who were gaming the system and the City's aldermen are cracking down on abuses, but I think that those landlords are more the exception than the rule. 

Not many people would deliberately sabotage their good credit for some quick cash ( except for the substance abusers and identity thieves).

Some of this is a real correction of 4 years of abuse, and some of it is a knee jerk reaction to what has happened in the industry.Two big areas they tend to look at with these new guidelines -- what is happening to other sales in that county and that zip, and AVM's, which rely on county records.

But it also seems like they could be abused when used carelessly.

I've never seen one NRU member give of their time to assist others.Almost EVERY one who comes here from NRU has done nothing but abuse our site by sending SPAM messages to other members, seemingly with the intention of recruiting.

Used and abused.