I am on the fence with the “optional” mentor program that offers more resources than spoken about on here, but even if I did and my first acquisition fee covered just that, it would be worth the investment. we do not know here whether or not the nay sayer here utilized all of the resources or not. 

Affordable deals do not typically produce cash flow.  

There are two main ways to utilize this exemption.

That's the reason there are so many fourplexes and so few fiveplexes or even sixplexes.From what I gather, post offices and utility companies rarely care much about the permitting/zoning issues, so it probably wouldn't have been hard to get those set up.

See what qualifications people are looking for and do what you have to in the meantime to produce income while you're studying. 

At first, it wasn’t glamorous, but today, those 12 doors produce about $90,000/year in net cash flow.

Does this strategy utilizing HELOC really work on saving money and paying off mortgages much quicker?  

Quote from @Jacob Sherman: you can utilize no income no doc construction loans . fund 50% of the land 100% of construction upto 65% ARV .

I would like to utilize my Stessa Pro Perk but I don't want have to create a new account.

Just because the costs might be in the furture does not warrant not budgeting for those known expensesThen there is the misc costs of asset protection, bookkeeping, unexpected utilities (such as between tenants (tenant turn over) or failure not attributable to the tenant such as slab leak).