There are always other options-hard money lenders, private lenders; but they are riskier and will likely have higher rates.

Investment Info:Single-family residence private money loan investment.

So I did what most serious new investors eventually do and learned how to get private money debt partners and equity partners.

Raising your credit score will get you far better rates personally as well as with private lenders for your LLC. 

The client can distribute proceeds through a private agreement without involving the title.

If you are apprehensive of the market, and believe it will get worse before it gets better, you might consider going to cash, doing a private loan to a flipper on a project where it would be a screaming deal if you had to foreclose, and taking a look in 9 or 18 months. 

I also invest in other assets such as stocks, and private companies as well.

In our still relatively limited experience, seller financiers are usually looking to get a higher asking price in exchange for the favor of the private loan. 

We would never do a modern style as we are all rural.

My assumption is that people who qualify probably have other options, like PPMs with groups they know, syndicators they know, private funds and other vehicles that may be more lucrative.