For example, say your goal is to do flips; a cash-out refinance might be better because you can take that money out and have a pot of money to deploy and not have to worry about the high fees of hard money or having to stick to a lender’s draw schedule, giving you more flexibility.

I have a tenant who voluntarily terminated his tenancy and moved out on 11/2.

I believe every state still has a large pot of money and they're working hard to give it away.

Hi Micheal,If it were mine.HUD gives a 15 year service life for cabinet tops.For instance if the age is 10 years, meaning 5 years (33.3%) of the service life leftI would charge for 33.3% of the cost of the replacement (parts and labor) that I had to write a check for.Owner labor is typically not billed, because you don't cut yourself a check for the labor.Make a point of telling new renters not to put hot pots or irons on the new surface (they probably didn't know any better).Here is a service life list for you.  

It is more important that you have a fully stocked kitchen with a cookie sheet and a crock pot than a cool painting.

There are a lot of hands in the pot and the management company is very very important.

Seems like the better deals might be in areas that don't have a spotlight on them for people like me with no properties to leverage and a small startup capital pot.

All this to say, I want to shout out (sorry for those I am not connected with, the tag doesn't allow me):@John Underwood  @michael baum @luke carl @julie mccoy@paul sandhu (for horror stories and comedy)From which thermostat/locks/water heaters, pots/pans, processes, marketing, all of it... you guys (and gals) have been so helpful.

Of course, you still will need some pot of money so really get good at knowing your numbers and what you really need to get started.

But it probably only tests for pot, coke, meth and opiates.