First, this post from @geoff bailey did a good job of explaining some of the peculiarities of the Korean market, and you'll see from my other posts why what we are doing is possible. 

Very peculiar.

Is it peculiar to Massachusetts only ?

I remind them we do not allow smoking - of any product -inside our rentals and that marijuana use is still illegal in our state.

So if if they are taking deductions based on a marijuana business they are filing fraudulent federal returns. 

In Washington some lenders will loan to the Marijuana growers and dispensaries...while Feds say NO GO....so they work their niche...Hard money lenders are NOT the same ....they each have a niche they like...they have a way of processing a deal....and it is only when you broker//refer deals to  many of them consistently do you understand and deal with all their quirkiness.So get the education free....on their dime and then put your own money out...Some will pull a tri-merge credit while others will include a criminal history and some will even screen in other creative ways.

In Washington State charted credit unions can fund marijuana dispensaries while Federally chartered banks still stay away from what the feds call "drug money laundering.Bill Gates will not need an appraisal on a rental purchase and pretty much find it easy to fund a 90% purchase.

-Main water line leaking before it gets to the house -Illegal tie in feeding the neighbors home with free water -faulty water meter at the street(city issue)-laundry mat being ran unbeknownst to the owner (daughter trying to make extra money)And the funniest Hydroponic marijuana grow o marijuana operation.

Anything marijuana or alcohol related, I do not care about what so ever.

HUD wants you to distinguish between someone who assaulted someone and someone who smokes a little bit of marijuana.