In one year, my credit score went from 551 to 768.Ok, let me re-iterate since this thread has been bumped ...D O  N O T  U S E  L E X I N G T O N  L A W !

First off, I am a college graduate while serving in the Army NG out of Indiana.

@Rich Ng so you use a different form of payment/account for that separate receipt? 

@Rich Ng Very helpful information.

@Rich Ng I see that there are many benefits however, I feel that I want to have more control over my money and not be withheld from my gains for so long.

@Rich Ng Thanks for replying.

The occasional explosion that damages surrounding houses I believe must be due to NG. 

@Andrey Y. will do in th AM.

unless you have 1 million to invest, netting 10k per month is going to take a  l o n g time. 40k will not get you a house, will get you to update a house or two at around $300 cashflow per month.there are many threads on here about getting to 15k per month, getting to 20k per month. lots of good feedback on there. i just gave you the quick explanation.

Quote from @Alex Ng: I'm looking to start a MTR business.