The 4% and 6% rates are just the names given to differentiate commercial and owner-occupied.The 6% rate is obviously significantly high, but it's fairly average nationally.

Financial Freedom Network I laughed at -- after reading the agreement, no comparable value for that monthly price -- 3 or so years ago, if value has changed now, my time-based disclaimer is as aforementioned -- and Legrand would do well to disconnect FFN from his name, as I believe FFN is now out-sourced, whatever.I empathize with you , Joe and the other responders, but when I read Legrand’s, and most of the other guru’s, contracts prior to trying a teaser product, it clearly stated in the agreement that if customer did not want the upgrade service for which the teaser/free product, free video, whatever, was being given away, then customer must cancel within the stated period of time, which almost always range from 30 to 90 days [60 days is becoming more common, as more folks forget to cancel]So long as terms to cancel are clearly stated prior to contracting, I don’t find it unethical, -- and real estate gurus have merely adapted a teaser or rebate marketing technique used in most every industry -- recently even Chrysler cars [try our minivan for 60 days!

You might say something like:*'Hi [Tenant’s Name], I understand your concerns and appreciate your prompt communication.

You can print this one on your computer, no need for the “official” printed forms.W-9 asks them to enter their name, address, and tax ID – which can be a SSN, ITIN (for people who are not permanent residents) or EIN (business tax ID).

I've named my book of mistakes HOA-M (H.E. double hockey sticks Of A lot Mistakes).

Quote from @Ajit Singh: Hi BP Friends, My name is Ajit. 

I put his name on each license renewal, and I don't identify him as the owner or property manager...he essentially serves no purpose other than being a phone number within 60 miles of the residences. 

Out of probably more than a thousand I've looked at not a single one had a Canadian name or looked like they were born here. 

forged in fire is a bad af name for a podcast!

I'm sure y'all already knew that!