So short-term equity lines, credit cards, etc. will start to feel that. 

All letters, a mixture of letters and post cards or what and how often?

If your in there partnership program they refer you to their client if they need to sell.its a one time yearly fee & any deal closed you pay $1500i couldn't find any reviews or much info on company outside of there website.courage to know if anyone has had any dealings with this company as I find it a little strange that they don't accept any credit card payments only zell or wire or ACH.

Im making 85k on w2, $1,600/mo. mortgage, no car payments, no credit card debt.

One hurricane, one downturn, one localized series of job losses, and the house of cards falls. 

Tell them it's mandatory.Make sure you are named as additional insured to protect your interests but also if they let the policy lapse you will get a little post card in the mail from Lexus Nexus or a similar company saying the policy is lapsed or canceled.For those that allow pets - have them get a renters policy that does not have a dog bite or dog breed exclusion.

The logo on your card makes no difference.

I get the the post card route is way more efficient from a time perspective (although at twice the cost), but really wondering about response rates.   

I fought with them for months and finally had to call my credit card and tell them it was fraud.

Blah blah blah.I love the Podcasts (I listen everyday sometimes multiple podcasts everyday and covered a bunch during a recent rehab) but there are a lot of those stories and I'm wondering if this opportunities are simply not in the cards for those of us building a portfolio today.