I don't understand if I count since I'm living in the property or if it's only the tenants that count towards the limit of individuals that are unrelated living together.

Sidenote: I am a note investor and play in this space as my full time job, so I am not some crackhead. 

Without giving the individual's name, even though once it is filed it is public information, could you post the specifics they are alleging or the case number?

I'm seeking to be in an environment with like minded individuals to learn and network to grow my portfolio and eventually network to collaborate on larger deals once I have a better understanding of the commercial side. 

It will help round you into a more complete individual as you continue to develop and mature.

This specific tenant disregards quiet hours and continues to play their music loud.

And that is really saying something because I invested a tremendous amount of myself and time into my small business and learning to play guitar and my personal recovery and growth as a person.

Many lenders won't allow you to sell or refinance the properties individually if you have these on a blanket mortgage.

I highly recommend you play with that tool to start getting an understanding of what things you can do to positively affect your credit! 

Just make sure you do your due diligence as not every lender who closes a DSCR (individual or LLC) loan will avoid reporting to personal credit.