Here are some general guidelines: Lien Position1st Position LienEquityMinimum Down Payment of 20-25% (a 30% equity to sale price is preferred)Down Payment made in certified funds and not borrowedMaximum Funding of 70% ITV (Investment to Value)SeasoningMinimum of two monthly payments already made12 months or more preferredPayer CreditCredit Score of 650 or higherNo major derogatory trade lines (No 90-180+ days delinquent, foreclosure, repossession, bankruptcy, etc.)No decline in credit since purchase of businessTermsPrefer 60 months or lessMaximum of 72 monthsNo Balloon Payment preferredCash FlowBusiness has positive cash flow1.25 debt service coverage ratio preferred.DocumentationPersonal guarantee from a creditworthy individualStandard documents including Note, Security Agreement, and UCC-1 filing.Tax Returns on the business that substantiate profit and loss statements.OtherPayment history current and verifiablePayer Interview indicating buyer is satisfied with business and comfortable making paymentsMotivation for selling the note is not a result of a deteriorating businessConsideration of high risk businesses or geographic areasIn these situations, sometimes a partial is a better option. 

We are NOT a fit for low quality assets such as C/D or uber high input such as sec8 or mid/large MFH.

@Chris Shon Hiring a real estate-focused tax accountant can be highly beneficial, especially if you’re new to navigating the complexities of real estate investments and LLC filings.

You are casting a very wide net without providing what your prioritized criteria might be.

@Bryan HarveyJust realize they provide high returns but it’s my understanding your investment is an unsecured loan.

Airbnb took over a month to provide reimbursement of a receipt for $500. 

Medical Payments: Provides coverage for an injury suffered on the premises.

Can you provide the address of SFH with ADU & JADU additions?  

Zelle has monetary limits and the federal gov. sued Zelle for failure to provide its users from fraud.8) Understanding your local landlord-tenant laws, so you don't make a mistake or get taken advantage of by tenant--follow landlord mentor advice9) How will you handle maintenance issues?

and the property had a private dwelling value appraisal much higher than the public property appraiser claims.