When I pointed that out, they suggested I instead setup my credit card as a vendor, and enter each charge as a bill, which would then fix the assets and liabilities issue.  

With the transfer tax - you're being charged 2% of the property value (not the loan amount)!

I got this notice in the mail where the HOA is charging $5457 in dues for the year...a 500% difference from your pro forma. 

The AMC charges a fee on top of the appraisers.

My income is variable because I move companies semi-frequently and I have only been in it a few months.

then theirs charges 1000s in extra fees. 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

They tell you they'll charge you $500 if you cancel in phase 2 of the program If you cancel before you even get started they'll charge you $500

I have never been disappointed and have actually thought he pays an extreme amount of attention to my needs for the price he charges.

if you're in St Pete frequently you'll need to turn some of those vacation trips into work trips - networking, building a team, and trying to find a distressed property.but the trick is then going to be moving quickly if either 1) a distressed property hits the MLS (unusual, but not unheard of) or 2) a distressed property comes to you another way (from your network, from a wholesaler.)how you will move quickly enough to lock it down and buy it, if you're in RI?