I just recently found another lender, CV3 Financial Services, who will go as low as $75k on DSCR.

@Chase AlexanderRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

In fact, some of them have been in the news lately and popped up on the foreclosure list as they are in trouble financially as well. 

As a contractor and cabinet maker it made much more sense financially to purchase a home with a rental unit and manage the property myself.

@Andrew Drasch As an entrepreneurial CPA, I believe that mastering your craft is essential, and that investing money strategically leads to greater financial success.

The financial of property is good:      DSCR = 1.3; LTV = 45%;Both my liquidity and net worth passes Chase's test.

@Sean Graham is a great resource for this.

Stay Financially Smart – Investing doesn’t mean taking reckless risks.

I'm happy to be a resource as well.