You need to package everything correctly and shop several banks as they all have different appetites rates and terms.

Ensure you get a detailed fee breakdown.With your solid income and credit, you should be able to find a more suitable loan without excessive fees, so I'd recommend getting a second opinion.

It reaffirms that by taking action, continuously learning, and being willing to adapt, investors can achieve their goals without the excessive financial burden of costly courses.Thank you for sharing your wisdom and encouraging fellow investors to take the leap and begin their own real estate journeys.

How do we protect ourselves from a tenant causing us significant damage in excess of the deposit amount? 

@Michael Plaks has a great post on this topic.2 - Assess the value of those tax deductions to you: The value of a deduction depends on (a) whether you're actually able to use it to reduce taxable income and (b) your marginal tax rate.As an STR, assuming the average rental period is 7 days or less, key items to consider are: (a) material participation and (b) avoidance of "excessive" personal use.

Lower demand and excess of investment properties. 

I would guess in the near future you'll start to see meters that automatically shut-off after excessive use.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

I just think that their shares are overpriced.In regards to puts and shorts; the market's are pricing year + out with such premi's it's killing the risk taking appetite.

Any voids, ridges, or gaps under the LVP will lead to excess movement and splitting at the tongue/groove or click-lock joints.