@Jonah Hartsburg The FCRA says you must establish and implement written policies and procedures regarding the accuracy and integrity of information you furnish to a CRA.

You can focus on properties that have strong rental potential to generate steady cash flow, helping you pay down the mortgages over time.Once you’ve established a solid cash flow and built equity, you can scale by adding more properties gradually.

You can search your local area to establish comps through visiting various short term vacations sites (Verbo and Airbnb).  

Would be either near Lucca, Italy whereMy brother is, or more in Belize where we already are established.  

Plus, they often have established connections with handymen and contractors, making maintenance and repairs seamless.

Hey John,Sounds like the answer would be to utilize a DSCR lender that utilizes either pre-established STR rental income (if you can prove with AirBNB/VRBO statements) or a few that are still UW with AirDNA or a similar STR income projection program.I am aware of a few still doing it at this time, and if you can show that you know what you are doing you shouldn't see much of a cut in LTV if at all.Happy to connect and see if we can help.Good luck!

When I established my investor services business in 2005, I posed a similar question to numerous experienced property managers.

Once you become more established, have a large net worth, etc. you may want to consider more sophisticated trusts that can cost you up to $45,000.

Eliminate debt, establish a budget, and save.

Establish a Joint Ownership Entity: You could form an LLC or partnership for future purchases.