New kitchen and bathroom.

People have been dropped by insurance companies in wildfire areas and had to scramble to try to find insurance - some using California Fair Plan. 

We don't have kids (might in the future), my husband and I are young and healthy, have stable high-income full-time jobs, and just put in a lot of work to both properties so don't expect huge expenses in the near future.

The area is rich in history and culture, and with ongoing investment and development in the neighborhood.

Harlem is undergoing a significant transformation, and properties like this one, which offer both historical significance and modern amenities, are in high demand.

Quote from @Ashley Mierez: If you are looking for investors, start at 10% at least and go up from there.

Best advice to you would be to use that VA loan as many times as you can and buy primary residences for a year, rent them out and then buy something else with the VA!

This single-family residence spans approximately 4,250 square feet and features 5 bedrooms and 5 bathrooms.

And also rents! 

https://www.parealtors.org/blog/pennsylvania-population-chan...Pennsylvania is the fifth largest state after California, New York, Texas and Florida.