@Tomo Iikubo Just maybe, and that's a huge maybe, I would be willing to work with them if it were not for:Bouncing (3) checks - If they were honest from the start so you could plan accordingly and help them to transition out of your unit, I'd suggest doing so, but by bouncing checks they were blatantly lying to you each month.

That's in black and white as  blatant a threat as you can get. 

The authorized user one is probably the most blatant hack.

I have contacted my attorney but he has never run into this blatant of a thief. 

@Jay Hinrichs Hey you raised a valid issue to look into... state to state.I just read an answer from somebody else on another thread that is blatantly wrong in all 50 states and Canada.

Another blatant problem is that last time I checked, a landlord cannot disable credit card payments, which are by magnitudes easier to reverse than ACH payments.Using Cozy for rent collection is a bad, bad idea.Also, many tenants who used Cozy and are unhappy for whatever reason, or for no reason at all, will google how to get their money back, many will find this thread, and know what to do.

Cody Evans Somebody has to show houses still especially if owner not around and I have seen so many FSBOs blatantly disregard disclosures that I can see legislation closing that off.

@Mike Cumbie@William C.When people make representations that appear to be blatantly false...almost appearing to be fraudulent...it gets pretty frustrating.

I think it was more of a warning than a blatant lack of knowledge, you know "you'll want to make sure it doesn't affect your FHA financing if you leave."

So only in hindsight is it so blatantly bad.