It is so hard to get started in this business as the comments above point out.

@Matthew Irish-Jones This is so true.

As I've learned from the BP podcasts and in my personal experience in the industry and the trade, succes in real estate investing is so much impacted by the professional relationships and connections, and as such, I'm excited and motivated to start meeting and working with likeminded, motivated, and ambitious persons like myself! 

Having general rules is so important.

The list of problems I had with them in a yeas time is so long I could fill a page! 

There is so much that goes into it, but previous answers are very well thorough and great responses.DSCR is the way to go if DTI is an issue. 

The reason you send certified mail is so that there is a third-party confirming receipt.

I am in Austin there is so much to learn and plenty of ways to do so. 

@Naveen kumar Vadlamudithere is so much in this analysis that is missing.

Yes we add value but there's a reason the barrier to entry is so low...