Sure, you can apply a huge contingency to anything as a safeguard but that won’t help you win many deals.

It would not surprise me if they were acquiring the paper and servicing rights to take an inside line on refi's for these customers if rates decline.Actually CFPB regs may NOT apply if the subject loans are investment or commercial property loans and not SFR owner occupied or consumer loans. 

I would get the new tenant to apply and process it per your criteria.  

It does not apply to someone in the early stages of their wealth building journey.

Rent control on MF and if prop 33 passes (last polling I saw had it ahead) it could apply to all housing.  

When this is applied to frontage lot situations your development costs are minimal because subdivision approval is NOT required.  

For example, if property values increase rapidly, the owner may feel they gave away too much, while if values drop, investors may feel short-changed.That’s a risk inherent in any long-term financial agreement, but it’s worth noting that the same dynamics apply to traditional real estate deals (e.g., buyers and sellers making decisions based on current interest rates or market conditions).3.

Then these are applied to all properties in that area of the city.

It’s simply a place to start your own research or to give to your attorney if you need to find out if it applies…https://amihousebuyers.com/selling/disclosure/#:~:text=Key%2....Do you have to disclose water damage when selling a house?

Just be sure it’s documented and consistently applied to avoid any Fair Housing pitfalls.Another option is to stick with strictly quantifiable criteria—credit score, income ratio, etc.