I'm Italian, and originally from North Jersey/NYC area so we just send out some guys that specialize in knee cap alterations 🤣.Ok, more seriously, I personally believe in responding to reviews both positive and negative because it builds a critical body of work such that when you do respond to negative reviews it doesn't look out of place.

again, not shopping on Zillow - but actually walking properties. 

This leads to widespread job losses and closures of schools, shops, and businesses.

This property is close to jobs, shopping malls, hospital and other living infrastructure. 

Is it customary that they have their process displayed online or in a pricing guide so I can shop around?

At Easy Street Capital, we provide a one-stop shop for investors like yourself who want to fix up a property and then refinance using a DSCR loan.

Any recommendations for good investor friendly agents I can shop the rate with? 

Investors buy in an HOA because properties are cheap, but then they quickly realize Nazis and busy-bodies run the HOA.You can try to build a coalition of owners and fight back against the charge, but it's unlikely to change.

.- Shop around for lenders that specialize in owner-occupied multifamily properties.- Use tools like the BiggerPockets mortgage calculators to see how different interest rates and loan terms affect your cash flow.If you have more questions or need further guidance, feel free to ask Good luck with your duplex venture

Hey John, As others noted, you might want to shop a few local CUs to finance this with a HELOC.