i wish i had better news for you but it's probably not feasible in the short term to replace your W2 income with rental income. 

I would suggest getting another full-time job for the time being and investing/doing STR on the side until you can fully and comfortably replace the income that you would be receiving from your job.Is your LTR in need of repair?

If you lose your source of primary income, do you have enough cash to make it through the crisis? 

For example, require a minimum FICO score of XXX, gross monthly income X times the rent, and verifiable income for the last X years.

Quote from @Brandon Croucier: Financing a commercial MF that runs as an STR is possible.Appraising a property based on the income is not, whos to say a buyer would STR the property. 

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

Another downside is you loose on the advantages, of the Federal Tax Code, by not closing in the name of a LLC (you can elect to have a LLC taxed, as a S Corporation which is a whole other conversation).If you want to close in the name of a LLC, Mortgage Lenders will offer you Commercial Loan Terms (25-30% down, a 15-25 year amortization, and a ballon due in 5-7 years).

I 100% endorse adding in the escrows for taxes and insurance to set the buyer/borrower up for success. 

You can take any proceeds tax free and roll into a different investment. 

You rent it for one year and create a successful STR business that shows a trailing 12 month net income of $75,000.