But mostly we are looking for criminal behavior.  

It's a fairly educational thread for other newbies out there who can watch how his behavior can and will get them black balled by industry professionals if they behaved this way themselves.Below is a quick screen shot of my email inbox.

We offer 4 different payment methods to our tenants: Online ACH via our PM software (no charge) Deposit @ our bank ($3 charge) Credit Card ($5 + cc fees) Mail ($10 charge)Notice we charge a fee for the less desirable options to encourage the behavior we want:)

I would have thought that was a high enough price to deter that kind of behavior & in the past it has been.

Property managers should make an effort to attentively listen to the tenant's circumstances, display empathy, and collaborate with them to explore practical solutions that can ease the financial strain.

Just thought I’d point that out because I know in SF the laws encourage poor tenant behavior to the point of making squatting beneficial since they can just demand a ton of cash before they’ll move out   

Rents can be higher than that of market rates, tenants can stay for extremely long periods of time, and most tenants will maintain good behavior so they don't lose their voucher (not all will though).

You can require a Veterinarians health report on the animal AND require it be annually updated; we require all are spayed or neutered to minimize aggressive behavior and prevent the issues arising from multiple offspring; the animal must be carried by the handler or in a carrier when in confined spaces such as elevators, stairwells laundry rooms etc. unless doing so prevents the animal from performing tasks it was trained for; handler must clean up after the animal in all common areas and prevent offensive odors from emanating from their unit; handler remains responsible for actual damages caused by the animal including cleanup and damage of yard areas; nuisance animals that bark or create other disturbances NOT related to their specific tasks are grounds for removal of the animal and/or the tenant with appropriate notice.Some states do have more or less restrictions within their Fair Housing laws, so you do need to check on that, but our policies have been reviewed and approved by our RE attorneys.

-Asset protection and privacy from creditors in an event one has a claim against you since the contract is held in similar fashion to a trust so its not claimed on your tax returns or publicly displayed -Funds withdrawn or borrowed from the plan can be used for any purpose you can think of with out restriction -Quick access up to 95% of all funds available in the cash value relatively quick (1-2 weeks) via withdrawal or policy loan -Excluded from counting as an asset when applying for student loan or financial aid -High Contributions are allowed unlike 401k or IRA’s which have strict contribution, income limits, and rules- Death benefit creates an instant estate as of today 5.34 Million is the estate tax limit before your assessed with a 40% death/gift tax on assets over this amount

This is very true Marcus, I see people behavior is more influenced by psychology like this, when they see bit reduction 50 bps from 7 to 6.5 then activity increase, but when rate reduces from 3.0 to 3.75, activity is just stopped.it's very interesting how people think.