I wouldn't pay HomeVestors a dime if I were you.

Depending on who that lender may be, past employment in auto loans may not help but it may not hurt either, take the job to live on and on your dime get your license as a RMLO.

There are, unfortunately, a lot of unscrupulous people who are perfectly happy to take your last dime and give you nothing in return. 

A true turnkey company does all of the rehab work on their time and dime.

We are talking about nickle and dime stuff like cracked sidewalk blocks, peeling paint, messy yard etc.... 

You may want to consider buying ~15 year-old homes for ~$10k - $15k.Really you need to attend Frank and Dave's Bootcamp before investing a dime in the MHP business.  

Often the borrower dimes themselves out by switching the insurance or sending in payments from somewhere else raising questions about who actually controls the property.

I reference online gaming of course, where a certain aspect of the games customer base exists only on the free content, and has no interest in paying a dime, ever.

It may seem like a pain to have multiple LLCs which means multiple tax returns and accounting and annual reports, but these are nickel and dime issues when you consider the liability protection that the separate entity provides. 

I’m not a CPA or financial planner and don’t make a dime off this, but obviously you have to have an emergency fund, adequate insurance to protect your loved ones, money to live off of now (well I hope), and then money to invest for retirement.Your issue seems to be with the priority of these funds, and perhaps making all the ends meet, not whether tax deferred/free retirement investing makes sense or not.