She really needs the company of other women to keep her spirits up at a time when her health is not so good.

So, I can't quote you the exact verbage from the FCRA or interpret its spirit or intent.That said, I would think it to mean that the information reported must be current.

In life if you have will power, dedication, ambition, and a spirit to not give up you will succeed.

In Europe the pipes are considered an aesthetic element and often left exposed outside the building, so I hear, and I think you've caught that spirit; I love it that you've left the stack out the open. 

Your spirit changes when you're not chained to a payment (not to mention your DTI).Get a functional beast that gets you from a to b while while hauling what you need and be free, Chris!

So, the question is what is the most tactical approach towards homeowners about a collaboration and future sale?

I do love her spirit and approach though

Virtual meetup or in person sounds great to collaborate

I felt that having additional physicians to collaborate would really pay dividends in the future...more on this later.

What I can say, is the Spanish speakers I come across are some of the nicest and most family oriented hardest working good spirited peeps around.