Cool -- end of Y2 numbers translates into Y1 EndOfYear growth + Y1 EndOfYear Total + Year2 EndOfYear Total, or:[Y1EOYgrowth=((Annual Yield + Average Performance - Expense Ratio)/100) x Y1] + [Y1EOYtotal] + [Y2EOYtotal]and if we fill in the blanks, we get [(7.68+1.9-0.08)/100 x $5200] + [$5200] + [5200], or $494+$5200+$5200, or $10894.We are out-of-paycheck $5200 over two years and we have $10894 to show for it. 

If you don’t have a laptop/portable printer be sure to bring several blank copies of your contract/authorization form.After you knock on the door and introduce yourself, let the seller know you’d like to inspect the outside of the property (don’t record a video or take pictures at this point).Next, go inside and inspect the interior of the home and all mechanicals (HVAC, H20 heater, service panel and basement/foundation).At this point you should have enough information to estimate the rehab costs of the home and make the seller an offer (if you don’t have enough information, or need to seek an expert opinion on a particular repair, go the end of this outline).NEGOTIATING WITH THE SELLER:There are two key parts of the contract that a distressed seller will care about:The purchase priceClosing dateHowever, what the seller will REALLY want to know is how much cash they will end up with after closing.Of course, this can’t really be determined until you know exactly how much the seller owes on the outstanding mortgage/s and any other liens/judgments.

If they tell me they are an investor or cash buyer, I ask them for a pre-approval from a lender or they can provide their bank account statement, with their account number blanked out, along with the name of the bank and the banks phone number. 

@Keith Mintz, One frequent opportunity our investors take advantage of in a market like this is to sell properties that also have some looming capital expense staring at them. 

I want to leave Utah and go to Texas@Michael Blank

However, if you are a physician not engaged in any other business and you lend money to an individual to buy your home, you are not subject to this reporting requirement because you did not receive the interest in the course of your trade or business as a physician.You want to consider looking up the factors of a bona fide debt to provide for future write-offs, avoiding a reclass as gift, etc.Google blank loan agreement.

If you take a minute to ask the “subto community” what to avoid about Subject To and how to deal with problems that arise, they give you a blank stare.

(Please understand I didnt know about any of this until after it happed)  he has a blank lease she has asked him to sign ( he hasnt done that yet). 

I continued for 9 months dodging rocket attacks and reading everything that I could get sent out to me, Robert Kiyosaki, Brandon Turner, David Greene, Michael Blank, Brian Hennessey, Matt Ferguson etc.I haven't been able to put any of the acquired knowledge to use for obvious reasons.

If you want to do things the proper way, 1. write up a purchase & sale agreement (basically fill in the blanks).