Thisincludes smoking tobacco, marijuana, any other substance and/or vapingchemicals.

I see no harm in interviewing other architects or even interior designers unless you are looking to modify the structure, then stay with an architect.   

http://www.marketwatch.com/story/this-is-how-much-...We talk about all the derivatives in the bubble in 2008 causing a crash where people were betting on bets with no substance behind it.  

Surely you would agree that a trained veteran of the military had more ability to cause you physical harm than an average citizen, but you don't get to effect someone's livelyhood for a perceived potential to cause harassment. 

In terms of prioritization, the things that most people should be prepared for, they rarely are...and the things people most worry about are generally the least likely to harm us...

The IRS is big on "substance over form."

These Marines would unselfishly put themselves in harms way, for their brothers, and "take one for the team".

No harm no foul.

But you have a substance argument if you can document that the 2nd was used only as the down payment for that property.If you've got a year it would be better to pay off the 2nd by putting a 2nd actually on the property you'll be selling. 

I'm not implying that your broker would purposely do anything to harm you, however, human nature is something you should not ignore.