Its one reason you see HML now require skin... at lest until they get to know you very well.The other thing I see for buy and hold investors is dramatically under estimating operating costs.

In addition, you can throw in some can lights when you do it which will dramatically improve the aesthetic and help attract a good tenant once again.

Dealing with inherited tenants can be dramatic, and you have all these tough moral/ethical dilemmas.

ESAs are real, there are studies proving they help dramatically.

Rents don't raise dramatically depending on what jobs are coming in and out.  

This has been a steady increase, rather than a dramatic jump.The housing market in Atlanta is weak.

Living in a duplex that pays all of your living expenses & puts money in your pocket while also paying a mortgage of 96.5% of the cost of the property......Negative.However, buying a duplex with very little down & dramatically reducing your living expenses while paying down your mortgage instead of your landlord's is NOT bad.

Each of these variables will dramatically change the advice for the individual asking this question.

If the answer is yes, and there's the potential for it improve dramatically, then I would pull the trigger.

Neighborhood lines change dramatically, so it would be best to check them, so i can justify the cost at least on research too.