I am using it to quickly analyze potential investments by taking 50% of the gross monthly rent and seeing if that exceeds my debt service by $100 or more (which is my positive cash flow goal per door).

A stereotyped but unconscious despair is concealed even under what are called the games and amusements of mankind.

@Erik Nowacki I am using one of the best PMs who come with a lot of references in BP.

Neil:  I am using Nancy Shropshire of Mal and Seitz in Portland.  

I am using Firefox and it is working for me.

I am using my own funds for HML....courtesy of my SOLO 401K.

I am using a local credit union and using a commercial loan.   

I love the concept and am using it to raise funds for our renovations but also investing their as well.You can also consider joining forces with a turn-key operator or joint venture with others where the deal is attractive or makes sense from your perspective.  

I am using a similar buy and hold strategy (buying cash, fixing up, and then refinancing so I can repeat over and over).The lenders I am using are requiring much longer than 30 days seasoning of title before I can refinance at a greater value than my purchase price.

@David Beard yes I am using the FHA 203k rehab loan.I have a PRE approval letter but have to get it modified because it stated I was buying as an investor with 20% down, which was for another property.So you think $100k is too much based on my numbers?