refi 5 plex multi unit

[Scott O.]

I have a 5 plex (one bedroom units) property I want to refinance.  I owe about $80,000 (balloon due in 2020)on it just had a comparative market analysis that valued it at $245,000.  Brings in about $2,500 +/- in rent a month.  Even after expenses it still has good cash flow.  All my local banks are making it  difficult to refi.  I'd also like to cash out about $15,000 and put a new roof on the building. I have also been thinking of selling.  What would you recommend?