Otherwise your money is just trapped in your house earning whatever appreciation your house is earning.

If you put it towards the loan, all you are doing is trapping it in the equity, requiring you to do work and spend money to take it back out.

I'd just go to home depot and buy the $40 termite and insect (carpenter ant) spray, go around the foundation spraying everywhere I could.  

here in Maryland if you disassemble a trap , the answer is yes .  

2nd - aside from being bullet proof (and bazooka shells bounce off nicely as well), They can stand up to a Cat 5 Hurricane And Tornado, are fire resistant & flood resistant, and the walls don't tumble down in an earthquake - Also - wood destroying insects and mold don't give a hoot about 16 gauge corten steel - makes the insurance companies REALLY happy!

This can also be a trap for investors...you can’t look at what a homeowner is paying in taxes because the taxes will potentially go up a ton as soon as you buy it.

If the tenant clogged the line at the first trap with hair or food/grease, or jammed the disposer, that is 100% their expense (I make it a point at move in to be sure they understand how to reset and how to use a disposer wrench to solve 95% of disposer issues, saving them the cost of a plumber forever when those issues arise).

@Mike Hibbs - I spent 2 hours going through their paperwork last night -- there are a few major issues that are non-negotiable, including the fact that the contract can't be assigned . . . some PRICEY penalties for delays and some traps that offer your earnest as a prize to the relo company if you even sneeze wrong.

When you consider that there are roughly as many people living in Section 8 apartments than in every mobile home in the U.S. combined (around 20 million), you can see that this is a huge market and a big win for MH owners.

Imagine the tenant has a simple issue like a leaking p-trap under the kitchen sink.