This implies you would need 3.5% down, closing costs, and reserves.

Hi @Mary Jay,I'm still a small-time landlord (two properties), and I have found Excel to be manageable (though I haven't used the other programs folks on this thread have suggested and not implying that my way is better). 

This implies that it is unreasonable to expect the ADU to add the same PSF as the primary structure would by itself because the land and its value is now shared.The market will dictate the value assigned to ADUs especially when more comps are available, but to expect the market to ever fully reflect the hands off cost to add an ADU is unrealistic for the reasons cited.Good luck

The statement "How to buy your second investment property" implies you have a first investment property. 

That sort of implies you are trying to assist with table funding.  

With that, it does not by any means imply that the current methods, percentages, fees, contracts etc. are the very best version to reduce/lower the misalignments to a smaller delta than the current status-quo.

But what about implied time.

@Nik Frid, again, this implies a rental versus rehabbing and flipping.  

I asked for 50% refund and they reluctantly agreed implying I was the problem.

I've been basin some of my research on neighborhoodscout's break up the area and implied classification.